Getting and comparing quotes
Each insurer in Morocco sets its own prices, so the same cover can cost very different amounts. Ask two or three of them with the same details, in writing, and compare more than the price.
Where to get a quote
| Channel | How it works | Keep in mind |
|---|---|---|
| An insurer's website | Some insurers price a car, a home or a trip online in a few minutes | You see one insurer's price only. Check what the formula includes before you pay |
| An agent | Gives the price of one insurer, in person or by phone | Ask agents of two different insurers |
| A broker | Asks several insurers for you and compares their answers | Ask which insurers were consulted |
| Your bank | Quotes cover tied to a loan, savings and some home policies | You can ask other insurers for the same cover |
| A comparison website | Collects your details and passes them to insurers or to a broker | Before you give your details, check that the site names the licensed broker behind it, and find that broker on the ACAPS map |
A quote is free and does not commit you. Ask for it in writing, with the insurer's name, the guarantees and the date until which the price is valid.
Online quotes from insurers
These services were checked in October 2026. Companies that are not listed give quotes through their agents and branches.
| What you insure | Company | Online service |
|---|---|---|
| Car | AXA Assurance Maroc | Online quote |
| Car | RMA | Quote, subscription and renewal |
| Car | SanlamAllianz | Online quote |
| Home | SanlamAllianz | Online simulation |
| Travel and Schengen visa | Cover Edge | Quote and purchase |
| Travel and Schengen visa | Maroc Assistance Internationale | Online subscription |
| Travel and Schengen visa | RMA Assistance | Online subscription |
| Travel and Schengen visa | Africa First Assist | Quote and purchase |
| Moroccans living abroad | Maroc Assistance Internationale | Injad Monde, online |
An online price is the price of the formula you selected. A car quote that looks cheap often covers liability only.
Prepare your request
Fill in the form once, then send the same message to two or three agents or brokers, so that their answers can be compared. You can find licensed offices near you on the ACAPS map. Agents usually work in French or Arabic, so choose the language of the message accordingly.
Fill in what you know. Empty fields are left out of the message, and nothing is saved or sent by this site.
Compare the answers
Put the quotes side by side and compare them line by line.
| Compare | Why it matters |
|---|---|
| Total yearly price, taxes and fees included | Some quotes show the net premium only |
| Guarantees included | The same formula name can cover different things |
| Ceilings | The most the insurer pays per claim or per year |
| Deductibles | What stays with you on each claim |
| Main exclusions | What is never covered |
| Conditions | Networks of garages or clinics, waiting periods, security requirements |
| Payment | Once a year or in instalments, and at what extra cost |
| Validity | The date until which the price is guaranteed |
- Every insurer received the same details
- The quotes cover the same guarantees, ceilings and deductibles
- Each quote names the insurer and, if it comes from an agent or broker, the office's licence
- You know who will handle your claims and how to reach them
Questions
Is a quote binding?
Not for you. The insurer is bound by the price until the date written on the quote, provided the details you gave are correct.
Will someone call me after an online quote?
Often, yes. Online forms usually ask for a phone number, and an advisor may call to complete the subscription. You remain free to say no.
Should I give my real details?
Yes. A price built on wrong details is not the price you will pay, and a false statement can reduce a payout later. Give what is asked and no more: an identity card number is not needed for a quote.
Can a broker get me a better price than the insurer itself?
Sometimes. A broker can compare several insurers and negotiate, especially for business risks. The broker's commission is usually included in the premium.
I found a cheaper offer. Can I change insurer now?
At the end of each year of cover, with the notice written in your contract. See ending a contract.
Why do two insurers give such different prices?
Each sets its own tariff and judges risks in its own way. Your claims record, your city, the values you declare and the deductibles you choose also change the result.